Coming soonThe money app for freelancers

A finance team for a company of one.

Ledger tracks who owes you and nudges clients when they’re late, sorts your spending as it happens, and sets aside tax from every payment that comes in.

Free to join. No spam, just a heads-up when your spot opens.

You’re on the list.

We’ll email when your spot opens.

A preview of the Ledger app. A $4,200 client payment has just arrived: Ledger matched it to its invoice, set aside $1,134 for tax and updated what’s safe to spend. Earlier that morning it sent a reminder to a client whose invoice is a week late.

For people with clients, not bosses

  • Designers
  • Developers
  • Writers
  • Photographers
  • Consultants

What Ledger does

Three jobs you didn’t sign up for.
Now they’re Ledger’s.

Chasing payments, sorting expenses, saving for tax: the work nobody hires you to do. Ledger handles it in the background and checks with you when it matters.

01Getting paid

Know who owes you. Let Ledger do the chasing.

Every invoice is tracked until it’s paid. When a client runs late, Ledger sends a friendly reminder in your name, then a firmer one if they go quiet. You pick the tone once; it keeps the schedule.

  • Reminders sent in your name, on your schedule
  • Every unpaid invoice in one list, oldest first
  • Payments matched to invoices the moment they land
An invoice that is seven days late, with its reminder timeline, and the follow-up email Ledger sent to the client in the freelancer’s name.

02Spending

Every expense, sorted the moment it happens.

Ledger turns the cryptic lines on your statement into plain names, files each one under software, travel, meals or equipment, and keeps business apart from personal. By tax time, the sorting is already done.

  • Business and personal kept apart automatically
  • Likely write-offs flagged as you go
  • Fix a category once and Ledger remembers
Card transactions with cryptic bank descriptions, each renamed and sorted into a category, and a breakdown of October’s business spending.

03Tax

Tax is set aside before you can spend it.

Each time a payment lands, Ledger moves your share for tax into a separate pot. When the quarterly bill comes due, the money is already there. No scramble, no surprise.

  • A set-aside rate based on what you actually earn
  • Quarterly due dates tracked for you
  • A safe-to-spend number you can trust
A $4,200 payment split into $3,066 that is safe to spend and $1,134 moved to a tax pot, which is 88 percent of the way to the next quarterly estimate.

What changes

Things you can stop doing.

Ledger takes the busywork. You keep the final say: every reminder, rate and category is yours to change.

  1. Writing “just following up” emails Automatic reminders
  2. Guessing how much to save for tax Set aside from every payment
  3. Sorting a year of receipts in April Sorted as you spend
  4. Wondering if you can afford it One safe-to-spend number
  5. Keeping the spreadsheet up to date Ledger keeps the books
Balance Your evenings, back.

FAQ

Questions, answered.

Still curious? Join the waitlist and we’ll share more as early access gets closer.

When can I start using Ledger?

Ledger isn’t out yet. Early access goes to the waitlist first, so join now and we’ll email you as soon as your spot opens.

What will it cost?

Joining the waitlist is free. We’ll share pricing well before you’re asked to pay for anything.

Will my clients know Ledger sent the reminder?

Reminders go out from you, in your name and in the tone you choose. You can approve each one before it sends, or let Ledger follow the schedule you set.

Where does the tax money go?

Into a separate tax pot, kept apart from your spending money. It’s still yours: you can see it, change your set-aside rate, or move money out whenever you need to.

Does Ledger replace my accountant?

No, and it isn’t trying to. Ledger keeps your books tidy all year, so the time you spend with an accountant goes further.

Who is Ledger for?

Anyone who gets paid by invoice: designers, developers, writers, photographers, consultants. If you have clients instead of a boss, it’s built for you.

Early access

Get back to the work you’re paid for.

Ledger keeps the books. Join the waitlist and we’ll email you when your spot opens.

Free to join. No spam, just a heads-up when your spot opens.

You’re on the list.

We’ll email when your spot opens.