Chases late invoices
Polite nudges on your schedule, from your own email.
Your freelance money,
handled while you work.
Ledger tracks who owes you and nudges the late ones, sorts what you spend, and moves tax aside the moment a payment lands.
We'll email you once, when it's your turn.
How it works
Little jobs, done before
Little jobs, done before
they turn into big ones.
Ledger connects to your bank and to wherever you send invoices from, then watches every payment in and out. When something needs doing, it does it and leaves you a note saying what it did.
Read the FAQSorts what you spend
Purchases get the right category. It asks when unsure.
Puts tax aside
A cut of every payment goes to its own pot, right away.
Beta testers get paid by
- Oakline
- wren&co
- Meridian
- TALLGRASS
- Paper Moon
- brisk.
Your numbers
Know what's yours
Know what's yours
before you spend it.
Your bank balance is a little misleading. Some of it belongs to the IRS and some is already promised to rent. Ledger shows the number you can actually spend, and the few numbers behind it.
Safe to spend
$7,286.35
After tax and the bills you told us about.
- In the bank
- $16,402.55
- Tax pot
- −$5,912.20
- Rent and bills
- −$3,204.00
Money in
$89,215so far in 2026
20262025+21% on last year
Days to get paid−15 days
11days
On average since July. It was 26 before the nudges started.
Invoices in 202646 sent
43 paid2 open1 late
Hollis & Co is the only one behind.
Tax potQ4 due Jan 15
Q1Q2Q3Q4
$5,912.20 of $7,400 saved. The orange block landed Monday.
Spending in October$3,425.60
Software is up 40% on a normal month. Three new subscriptions since Oct 1.
Cheaper than one late invoice.
Starter
$0
For your first few clients.
- Up to 3 clients
- Invoice tracking and nudges
- A running tax estimate
3 months free
Solo
$12/ month
Everything one freelancer needs.
- Unlimited clients and nudges
- Automatic tax pot
- Spending rules and exports
Studio
$24/ seat a month
For small studios that share clients.
- Everything in Solo
- Shared clients and tax pots
- A login for your accountant
Prices at launch, billed yearly. Everyone on the waitlist gets three months of Solo free.
Questions
Things people ask
Things people ask
before joining.
Can't find yours? Reply to the email you get after signing up. One of the four people building Ledger reads every reply.
When can I start using it?
We're letting people in from the waitlist in small batches, starting in January 2027. You'll get one email when it's your turn, with a link to set up your account.
Does Ledger hold my money?
No. Ledger isn't a bank. Your tax pot is a separate savings account at your own bank, and money only moves between your accounts if you've switched that on.
Which banks does it work with?
Most US banks and credit unions, plus the card and payment apps clients usually pay through. Other countries come after launch.
How does it decide how much tax to put aside?
It starts from your state, your filing status and last year's numbers, then adjusts as the year goes. If you'd rather pick the percentage yourself, you can.
Will clients know the reminders come from Ledger?
They come from your own email address, in the tone you pick. You approve the first nudge for each client, and after that Ledger sends them on schedule.
Do I still need an accountant?
Probably, at tax time. Ledger hands them tidy categories and a running estimate, which tends to make that meeting shorter and cheaper.
Get on the list
before tax season.
Invites go out in small batches from January. Everyone on the list gets three months of Solo free.
Already signed up? You're all set, no need to do it twice.